Historic, Fireplace
1928 Cumberland Tudor, 4 Bedrooms, Brick Fireplace — $99,900
6
out of 10
HousesUnder150K Score
Property Merit 50% · Condition 25% · Price/Sq Ft 15% · Market 10%
| Category | Wt. | Score | Detail |
|---|---|---|---|
| Property Merit | 50% | 7 | 1928 Tudor, brick fireplace, 4BR/2BA, 1704 sqft, canal trail nearby; historic floor qualifier applies |
| Condition | 25% | 5 | As-is, HVAC inoperative; "some TLC" language; no system dates named; condition unknown |
| Price / Sq Ft | 15% | 9 | Listing $59/sqft vs zip directional median $124/sqft — ~52% below; thin 7-comp data noted |
| Price vs. Market | 5% | 10 | $99,900 vs $184,920 median — ~46% below zip median; active market supports relevance |
| Market Conditions | 5% | 6 | DOM 60 vs median 57 — at median; 38.1% price drops signals buyer leverage; sale-to-list 97.8% |
Under $100,000 for a 1928 Tudor in brick. That's the thing. Not a teardown, not a cabin, not a condo with shared walls — a four-bedroom, two-bath house with nearly 1,700 square feet and a brick gas fireplace, listed at $99,900 in a zip where the median sale price runs around $185,000. The gap between what this costs and what comparable homes sell for is about as wide as you're going to find in a real market.
The Tudor bones are the draw. Built in 1928, so you're looking at a house with actual detail work, a fireplace as a real architectural feature rather than an afterthought, and the kind of proportions that houses from that era tend to have. Four bedrooms at this price range usually means something cramped or compromised. Here the square footage holds up — 1,704 square feet spread across those rooms is a workable family house, not just a number on a listing sheet.
Now for the honest part. The central air is inoperative, and the listing makes clear the home is being sold as-is. No system dates are listed anywhere. That means you're going in with incomplete information on the mechanicals, and you should budget for the possibility that HVAC replacement is the first project, not the last. The condition language — "some TLC" — is as vague as real estate language gets, so you'd want eyes on it before anything else. A thorough inspection is the whole ballgame here.
What the price makes possible: a four-bedroom historic house, walking distance to downtown and close to the canal trail that runs along the Chesapeake and Ohio Canal, for less than many people spend on a used car. Someone with patience for a renovation, or a contractor who can price out the work ahead of closing, could end up in a century-old Tudor for a number that makes the math work even after the repairs. The upside is there. It just requires going in with a clear sense of what you're buying.
