Character Home, Pool, Acreage
Half-Acre Lot with In-Ground Pool in Central City — $129,900
6
out of 10
HousesUnder150K Score
Property Merit 50% · Condition 25% · Price/Sq Ft 15% · Market 10%
| Category | Wt. | Score | Detail |
|---|---|---|---|
| Property Merit | 50% | 7 | Half-acre lot, pool, 3BR/1BA — automatic floor qualifiers on both acreage and pool |
| Condition | 25% | 7 | New windows, flooring, paint, water heater named; no roof or HVAC dates given |
| Price / Sq Ft | 15% | 5 | Listing $111/sqft vs zip median $98/sqft — 13% above median; thin data (6 comps) |
| Price vs. Market | 5% | 8 | $129,900 vs $202,312 zip median — approximately 36% below median |
| Market Conditions | 5% | 7 | 46.6% price drops and 72-day median DOM signal clear buyer's market; sale-to-list 97.3% |
The pool is already there. That's the thing. Someone put an in-ground pool on this half-acre lot in Central City, and it's yours for $129,900. That's a number worth sitting with, because the zip median sale price is over $202,000. You're looking at roughly 36% below that, with a pool you didn't have to plan, permit, or pay extra for.
The house itself is a 1961 three-bedroom, one-bath at 1,170 square feet. Small but workable. The bedrooms are described as large, which on a floor plan this size is relative, but three rooms is three rooms, and for a single person, a couple, or a small family, this works. The layout will feel tight in the way most early-sixties ranch houses do, but the half-acre gives you the breathing room the inside doesn't.
What's been updated: windows, flooring, paint, and the water heater. That covers the visible stuff and one mechanical. What's missing from that list is any mention of the roof or the HVAC system. Those are the two things that can turn a manageable renovation budget into a painful one fast, and you'll want to know their age before you close. Get the inspection, push on those specifically.
The lot is the sleeper here. Half an acre in a town gives you room that most buyers at this price point don't get. Park something, build something, plant something, or just let it be yard. The pool already anchors the backyard as a place people actually use, not just space you maintain.
The agent description calls this a "doll house," which is marketing speak for small. It is small. But the price accounts for that, and then some. At $111 per square foot you're paying above the zip median on a per-square-foot basis, which is the one number that cuts against this listing. The pool and the lot earn some of that premium back. Whether it earns all of it depends on what the roof and the HVAC tell you.
For $129,900 in Central City, you get a livable house, a big yard, and a pool that's already in the ground.
