under 150000 housing Ogdensburg New York
$
89,999
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Ogdensburg, New York
508 Paterson St
3
Beds
1
Baths
1080
Sq Ft
1850
Built

Historic, Character Home

1850 Ogdensburg House with Original Woodwork and Built-Ins — $89,999

6

out of 10

HousesUnder150K Score

Property Merit 50% · Condition 25% · Price/Sq Ft 15% · Market 10%

CategoryWt.ScoreDetail
Property Merit50%71850 build, original woodwork, built-ins, hardwood floors, pellet stove — strong character signals
Condition25%6Well-maintained per listing; updated appliances noted; no named system dates — unknown roof/HVAC
Price / Sq Ft15%2Listing $83/sqft vs zip median $58/sqft — 43% above median; thin data noted but signal is negative
Price vs. Market5%6$89,999 vs $117,949 zip median — 24% below median, solid discount
Market Conditions5%745.1% price drops, 95% sale-to-list, 15-day DOM — active but buyer-friendly signals present

The year alone is worth pausing on. This house was built in 1850, and whoever has owned it since has kept the woodwork intact, the built-ins in place, and the original doors on their hinges. That kind of continuity is hard to find in a $90,000 house anywhere, let alone one priced 24% below the zip code's median sale price.

At 1,080 square feet across three bedrooms, this is a small house. It fits a small family or someone who wants less to maintain. The main level has hardwood floors and a pellet stove that supplements the primary heat source, which matters in a northern New York winter. The appliances have been updated. The listing mentions it's been well-maintained, and the details visible in the woodwork and built-ins support that. What the listing does not name is the age of the roof or the HVAC system, and those are the questions worth asking before you make any decision.

The price-per-square-foot math works against this one on paper. At $83 per square foot, it sits 43% above the zip code median. That number looks worse than it probably is, because small houses always cost more per foot, and the zip data is thin. What matters more is the comparison to actual sale prices in the area, where this comes in $28,000 below median. That gap buys you some room to absorb whatever the inspection turns up.

What you get here is a house that has survived 175 years with its character largely intact. The woodwork was made by hand, the built-ins were built for this specific house, and the doors are original. None of that comes from a renovation budget. It's already there. For someone who wants a home with genuine age and detail in it, and can handle the uncertainty that comes with not knowing the system ages, $89,999 is a reasonable price to pay for something this hard to replicate.

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