Character Home, Garage, Finished Basement, Fireplace
1961 Brick Elmwood Corner Lot with Hardwood, Basement Bar, and 2-Car Garage — $109,900
6
out of 10
HousesUnder150K Score
Property Merit 50% · Condition 25% · Price/Sq Ft 15% · Market 10%
| Category | Wt. | Score | Detail |
|---|---|---|---|
| Property Merit | 50% | 7 | Brick construction, hardwood floors, finished basement bar, 2-car garage, corner lot |
| Condition | 25% | 6 | No system dates given; hardwood and brick suggest solid bones; capped gas line noted |
| Price / Sq Ft | 15% | 8 | Listing $95/sqft vs zip median $120/sqft — 21% below; 6 comps, directional signal |
| Price vs. Market | 5% | 6 | $109,900 vs $172,000 median — 36% below zip median |
| Market Conditions | 5% | 5 | Median DOM 1 day, sale-to-list 99.7% — competitive; price drops 37% offset slightly |
At $109,900, this house is sitting 36% below the zip code median. In a market where houses are going under contract in a day at nearly full asking price, something priced this far below the middle of the market is worth a look before it moves.
The brick construction is the foundation of the case here, literally. A 1961 brick house with hardwood floors still intact on the main level is a different proposition than a wood-frame house of the same vintage. What you get is a 1,152-square-foot, three-bedroom, one-and-a-half-bath house that has been maintained well enough to keep the floors and the brickwork. The main living room and both upstairs bedrooms have the hardwood. Whether it needs refinishing or just cleaning is a question the showing will answer.
The corner lot gives you more yard than most in-town lots this size would, and the backyard is fenced. Two driveways come with the property, which is a practical thing that people undervalue until they have kids with cars or a second vehicle or guests. The garage holds two cars.
The basement is finished and has a bar and a gas fireplace. The gas line to the fireplace is capped, so you would need to get that assessed if you want to use it. The listing describes the fireplace and appliances as conveying as-is, which is honest phrasing that means no warranties on any of it. There is also a half-bath in the basement bedroom and a storage room with shelving. For a 1,152-square-foot house, the basement meaningfully extends the usable space.
The one gap in this listing is that no system ages are given. Water heater, HVAC, roof — none of it is dated. That is the conversation to have before you commit, because at this price point the house could absorb some updates, but you want to know what you are walking into.
What the price makes possible here is straightforward: a solid, brick, three-bedroom house with a garage, a finished basement, and a fenced yard, at $95 per square foot in a zip code where the median is $120.
