Character Home, Garage, Finished Basement, Historic
1940 Saginaw Bungalow, Half-Acre Lot, Oversized Garage — $129,900
7
out of 10
HousesUnder150K Score
Property Merit 50% · Condition 25% · Price/Sq Ft 15% · Market 10%
| Category | Wt. | Score | Detail |
|---|---|---|---|
| Property Merit | 50% | 8 | 1940 bungalow, 0.45 acres, finished basement, oversized 2-car garage, 3BR |
| Condition | 25% | 8 | Roof 2022, windows/siding 2011, newer appliances, washer/dryer 2024 — well-maintained |
| Price / Sq Ft | 15% | 6 | Listing $127/sqft vs zip median $112/sqft — slightly above median; thin data noted |
| Price vs. Market | 5% | 2 | $129,900 vs zip median $242,279 — 46% below, but zip median likely reflects broader township |
| Market Conditions | 5% | 5 | DOM 13, sale-to-list 99.6%, price drops 42% — competitive but high drop rate is mild positive |
The lot is the first thing worth your attention. Nearly half an acre in Saginaw Township is a lot of ground for a house at this price, and the listing describes it as extra-deep, which means the backyard has real room to it. There's already a swing set back there. You could garden, build something, let kids run. The space is there.
The house itself is a 1940 bungalow, 1,020 square feet across the main floor and upstairs. Two bedrooms and a full bath sit on the main level, with the primary bedroom upstairs. That's a common layout for this era and it works fine, though the upstairs room will have sloped ceilings and the staircase will be tight. The living room gets described as light and bright, which usually means decent windows facing the right direction. The kitchen has newer appliances.
The finished basement adds real usable square footage, with electric heat and a half bath down there. That gives you a workable third space, whether you need a playroom, a home office, or somewhere to put a couch and a television that doesn't compete with the main floor.
The oversized two-car detached garage is big enough that it probably matters more than the house's square footage to certain buyers. A large paved driveway comes with it. For someone who works on cars, needs storage, or just wants the garage to actually fit two vehicles comfortably, this is the thing.
Mechanically, this place has been looked after. Roof replaced in 2022. Windows and siding redone in 2011. Washer and dryer replaced in 2024. That's a reasonable update history for a house this age, and it means you're not walking into immediate repairs on the big items.
At $129,900, you're above the zip code's median price per square foot, so this is priced on confidence rather than discount. But the lot size, the garage, and the finished basement give that price something to stand on. A family that needs space to spread out will find it here, even if the house itself is modest.
