Hidden Gem, Garage, New Roof
Four-Bedroom Hilton House on Half-Acre with New Roof — $129,900
7
out of 10
HousesUnder150K Score
Property Merit 50% · Condition 25% · Price/Sq Ft 15% · Market 10%
| Category | Wt. | Score | Detail |
|---|---|---|---|
| Property Merit | 50% | 8 | 4BR, 0.46 acres, detached 2-car garage, enclosed porch, bay window, appliances included |
| Condition | 25% | 7 | New roof 2026, vinyl replacement windows, "a few finishes" needed — cosmetic work only |
| Price / Sq Ft | 15% | 9 | Listing $97/sqft vs zip median $206/sqft — 53% below median; 8 comps, directional but meaningful |
| Price vs. Market | 5% | 10 | $129,900 vs zip median $311,908 — 58% below median; likely reflects condition discount |
| Market Conditions | 5% | 5 | DOM 11 days, sale-to-list 112.9% — hot seller's market; floor applied at 5 |
The price is the first thing. At $97 per square foot in a zip code where the median runs $206, this house is priced at roughly half of what comparable homes sell for around it. That gap almost always means condition, and here it does — there are finishes to complete. But the agent describes it as cosmetic work only, and the structure underneath has been maintained. New roof in 2026. Vinyl replacement windows throughout. The expensive parts are done.
The house itself is a 1953 four-bedroom on 0.46 acres in Hilton, New York. 1,344 square feet. First floor has two bedrooms, a full bathroom, an eat-in kitchen with the appliances staying, and a living room with a bay window that pulls in good light. Upstairs there are two more bedrooms, described as large, which matters because upper-floor rooms in houses this age can go either way. There is also an enclosed porch off the kitchen that looks out over the backyard. That kind of porch is genuinely useful — it extends your living space without making you deal with the weather.
Out back, the lot opens up. Nearly half an acre is a real amount of land for a house at this price point, and it reads as private. The detached two-car garage adds something most buyers at this price cannot expect. That is storage, a workshop, a place to put two cars or a truck and still have room. The driveway is newer.
The downside: this is a hot market and the listing already reflects that. Offers were set for review with a deadline, which usually means multiple bids and a sale price above ask. Similar homes in this zip are going for 113% of list. You are likely looking at paying more than $129,900.
Still, even at $140,000 or $145,000, the math holds. Four bedrooms, a big private lot, a garage, a new roof, and room to put your own work into it. That combination at that number is hard to find here.
