Character Home, Pool, Garage, Fireplace, Historic
1935 Cut Bank Home with Fireplace, Pool, and Heated Garage — $150,000
6
out of 10
HousesUnder150K Score
Property Merit 50% · Condition 25% · Price/Sq Ft 15% · Market 10%
| Category | Wt. | Score | Detail |
|---|---|---|---|
| Property Merit | 50% | 7 | 1935 home, fireplace, heated 2-car garage, pool, unfinished basement, fenced yard |
| Condition | 25% | 7 | Partial remodel in progress; new windows 2023, Roof Max 2026, carpet, paint, kitchen/bath nearly done |
| Price / Sq Ft | 15% | 5 | Listing $117/sqft vs zip median $118/sqft — essentially at median; thin data (8 comps) |
| Price vs. Market | 5% | 6 | $150K vs $199,913 median — roughly 25% below zip median sale price |
| Market Conditions | 5% | 8 | Strong buyer signals: 45.5% price drops, median DOM 151 days; sale-to-list data missing |
There is an in-ground pool in the backyard. In Montana. That alone is worth stopping on, because it is not something you expect to find in a northern plains town at this price point, and here it sits behind a fenced yard alongside a heated two-car detached garage. The pool and the garage together represent the kind of outdoor infrastructure that costs real money to build and almost never shows up at $150,000.
The house itself is 1,286 square feet, two beds and two baths, built in 1935. Single story. The remodel is still in progress, which means you will be finishing it rather than just moving in. The kitchen has new flooring and butcher block counters. The bathroom tile is new. Windows were replaced in 2023 with a transferable warranty. Roof Max was applied in 2026. New carpet, fresh paint. The bones of the renovation are done; the last details are yours to close out. If you want to pick your own finishes, the timing works in your favor. If you want something fully finished, this is not that yet.
The fireplace in the living room is the kind of thing that earns its keep in a Montana winter. It works. The unfinished basement runs the full footprint of the house and can go in whatever direction you need, storage, workshop, extra living space, whatever the situation calls for in a few years.
The market in Cut Bank is soft right now. Median days on market is 151, and nearly half of active listings have taken price cuts. This house is listed at 25% below the zip code's median sale price, which at this square footage puts you at roughly $117 per square foot. That is essentially at the per-foot median, so the discount comes from the house being smaller and still mid-renovation, not from some hidden flaw in the pricing math.
What the price makes possible is straightforward: a 1935 house with a fireplace, a pool, a heated garage, and room in the basement to expand, at a number well below what comparable finished homes in the area have been selling for.
