Character Home, Acreage, Garage, Finished Basement, Historic
1946 Allegany Cape Cod with Screened Porch, Garage, and Half-Acre — $99,900
6
out of 10
HousesUnder150K Score
Property Merit 50% · Condition 25% · Price/Sq Ft 15% · Market 10%
| Category | Wt. | Score | Detail |
|---|---|---|---|
| Property Merit | 50% | 7 | 0.58 acres, Cape Cod character, screened porch, great room, garage, basement |
| Condition | 25% | 6 | No system dates named; description positive but vague — cosmetic-to-unknown range |
| Price / Sq Ft | 15% | 8 | $86/sqft vs $124 zip median — 31% below; thin 6-comp base, directional signal |
| Price vs. Market | 5% | 9 | $99,900 vs $242,429 zip median — 59% below; thin market, treat cautiously |
| Market Conditions | 5% | 7 | 49.5% price drops and 96% sale-to-list suggest mild buyer advantage in slow zip |
The price is the first thing worth sitting with. The zip median is $242,000. This house is asking $99,900. Even accounting for a thin comparable base and a slow market, that gap is wide enough to mean something. At $86 per square foot against a zip median of $124, you are looking at a 1946 Cape Cod on more than half an acre with two full baths and a detached garage for a number that would buy you almost nothing in most markets.
The house is 1,167 square feet on the main floors, but it reads bigger than that because of how the spaces stack. There is a living and dining combination at the front, a kitchen behind it, and then a great room that opens onto a screened sunporch. That porch is the best feature. Screened porches on older houses like this tend to feel like the whole reason someone built the place, and this one has access from the great room, which means it functions as a true extension of the living space through the warm months.
The first-floor bedroom has its own bathroom with a walk-in shower, plus a separate commode and sink area. That layout works well as a primary suite or as a setup for someone who has trouble with stairs. There is a second full bath also on the main floor, which is unusual for a house this size. Upstairs you get two more bedrooms, one with a desk area that the agent notes could be opened into a larger room.
The basement is full and has laundry. The garage is detached, one car. The yard is 0.58 acres, which is real space in a residential context.
The condition is the honest unknown here. No system ages are named, no update dates given. The description is positive but vague. You would want to know the age of the roof, the furnace, and the electrical before signing anything. Plan for the possibility of some spending.
What the price makes possible is simple: a three-bedroom house with a porch and a yard in upstate New York for under a hundred thousand dollars, with enough left over to find out what the systems actually need.
