Character Home, Garage, Finished Basement
Original Woodwork, Big Porch, New AC and Windows — $120,000
6
out of 10
HousesUnder150K Score
Property Merit 50% · Condition 25% · Price/Sq Ft 15% · Market 10%
| Category | Wt. | Score | Detail |
|---|---|---|---|
| Property Merit | 50% | 7 | 1,398 sqft 2-story, original woodwork, front porch, 2-car garage, partial basement |
| Condition | 25% | 8 | Named updates: AC 2024, water heater 2023, windows 2026, exterior paint 2026 |
| Price / Sq Ft | 15% | 6 | Listing $86/sqft vs zip median $93/sqft; ~8% below median, thin 7-comp dataset |
| Price vs. Market | 5% | 6 | $120K vs $176,698 zip median; ~32% below — meaningful discount |
| Market Conditions | 5% | 7 | 69.2% price drops and 107-day median DOM signal clear buyer's market |
The front porch is the first thing. Wide, covered, the kind you actually sit on. It sets the tone for what the rest of the house is: a two-story with original woodwork still intact, which in a house this age means someone kept it up rather than ripping it out over the decades. That woodwork runs through the interior and gives the place a weight and presence that newer construction at this price simply does not have.
Inside, the main floor has a foyer, a combined living and dining room, a half bath, and a kitchen with wood cabinets and an eat-at island. Three bedrooms and a full bath are upstairs. At 1,398 square feet across two floors, the rooms have reasonable proportions. A walk-up unfinished attic sits above that, which is either good storage or a future project depending on what you need. The basement is partially finished.
The mechanical picture is in decent shape. Central air was replaced in 2024. Water heater in 2023. New vinyl windows in 2026. Fresh exterior paint in 2026. The detached two-car garage has vinyl siding and a metal roof that matches the house. A whole-house fan is also there. These are the kinds of updates that matter — the ones you would otherwise be budgeting for immediately.
At $120,000, this is about 32 percent below the zip code median of around $177,000. That gap is real. The price per square foot comes in around $86, compared to a local median of $93. This is a buyer's market in Toulon right now, with nearly 70 percent of listings seeing price reductions and homes sitting an average of 107 days. So you have time and leverage here, even if the comps are thin.
The honest downside is that with one full bath for three bedrooms, mornings get crowded fast for a family. That single bathroom upstairs is the most meaningful constraint in the floor plan, and it is worth knowing before you fall for the porch.
What $120,000 gets you is a solid two-story house with updated mechanicals, original woodwork still standing, a big garage, and a front porch worth using. That combination at this price takes some finding.
