Historic, Garage, New Roof
1920 Shelbina House with Shop-Ready Garage and Unfinished Second Bath — $109,000
6
out of 10
HousesUnder150K Score
Property Merit 50% · Condition 25% · Price/Sq Ft 15% · Market 10%
| Category | Wt. | Score | Detail |
|---|---|---|---|
| Property Merit | 50% | 7 | 1920 home, 1337 sqft, detached garage, plumbed 2nd bath, move-in kitchen/living |
| Condition | 25% | 7 | New 2023 roof; bedrooms/bath need cosmetic work; no HVAC date given |
| Price / Sq Ft | 15% | 8 | Listing $82/sqft vs zip median $108/sqft (~24% below); 4 comps, thin data |
| Price vs. Market | 5% | 6 | $109K vs $167K zip median — 35% below, meaningful discount |
| Market Conditions | 5% | 5 | DOM 102 median, sale-to-list 98%, price drops 13.3% — mild buyer lean; floor applied |
The garage is the first thing worth looking at here. Detached, described as massive, with a wraparound drive that means you don't even have to use it for parking. If you want a shop, this is a layout that lets you have one without building anything. That's a real thing to have at this price point.
The house itself is a 1920 build, 1,337 square feet, two bedrooms and one bath. The kitchen and living areas are in good shape and ready to use. The bedrooms and bathroom need cosmetic work, which means paint, flooring, fixtures — the kind of projects that cost time and some money but don't require a contractor. The agent is clear about which rooms need work and which ones don't, which is more honest than most listings.
The roof is new as of 2023. That matters on a 104-year-old house. It's one of the more expensive things to replace, and here it's already done.
There's an unfinished room in the back that the owner has already plumbed and wired for a second bathroom. Someone started this project and stopped. You can pick it up from there and end up with a two-bath house, which changes how the place functions for a family or a couple who need separate space in the mornings.
At $109,000, you're paying about $82 per square foot. The zip median is closer to $108. That gap is wide enough to matter. The listing has been sitting for a while, which tells you this market is slow and buyers have room to negotiate.
The honest downside: no information on the HVAC system, age or condition. That's a question to get answered before you close. An old system in a house this size could mean a significant expense in the near term.
What $109,000 buys you here is a livable 1920 house with a new roof, a garage big enough to work in, and an almost-finished second bath waiting for someone to complete it. The bedrooms need work, but the work is visible and manageable. The price is low for what the structure gives you.
