
Historic
6
out of 10
HousesUnder150K Score
Property Merit 50% · Condition 25% · Price/Sq Ft 15% · Market 10%
| Category | Wt. | Score | Detail |
|---|---|---|---|
| Property Merit | 50% | 7 | 1900 two-story, 4BR, dual porches, main-floor laundry, patio; classic character bones |
| Condition | 25% | 6 | 2018 furnace/plumbing/kitchen updates; cosmetic work needed; sump pump repair pending |
| Price / Sq Ft | 15% | 7 | Listing $68/sqft vs zip median $83/sqft — ~18% below; 7 comps, directional signal |
| Price vs. Market | 5% | 6 | $89,900 vs $105,000 zip median — ~14% below median |
| Market Conditions | 5% | 8 | 91.1% sale-to-list, 40% price drops, 46-day DOM — clear buyer's market |
At $68 a square foot, this is running about 18% below what comparable properties in the zip code are selling for. That gap is wide enough to mean something. The zip median sits around $105,000 and the house is listed at $89,900, below its own assessed value. In a buyer's market where 40% of listings are taking price cuts, that's where you start when you're thinking about what this place actually costs.
The house is a 1900 two-story with four bedrooms. 1,324 square feet. The kind of footprint that works for a family or for someone who needs a dedicated room for work, a kid, a project. Two porches: an open one in front and an enclosed three-season one in the back, plus patio access to the rear yard. On a summer evening that's a lot of outdoor space for a house at this price.
The bones go back 125 years, and some of the systems have been brought forward. In 2018 the furnace, plumbing, kitchen flooring, appliances, and some fixtures were updated. Replacement windows went in around 2008. The sump pump needs repair, but the seller has indicated it will be addressed before closing. So you're not inheriting a broken system without acknowledgment. Main-floor laundry is in there too, which matters.
What you are inheriting is cosmetic work. The listing says so plainly and you should take it seriously. Paint, floors, finishes, whatever the years have added up to. Nothing in the data suggests structural problems, but this is a 124-year-old house and it will need attention that goes beyond a weekend.
The market is working in your favor here. With a 91.1% sale-to-list ratio and 46-day average days on market, buyers have leverage in this zip right now. Four bedrooms in a walkable, established neighborhood, two porches, and a price per square foot well below the local median. The cosmetic work is the price of admission. For under $90,000, it's a reasonable trade.
