1926 Bloomington House with Two Porches Near Three Waterways — $125,000

The thing that gets your attention here is the location. Bloomington sits close to three separate bodies of water: the Savage River Reservoir, Deep Creek Lake, and the Potomac River. If you fish, boat, or hike, that is a legitimate selling point and not a stretch. For $125,000, you are buying access to all of that plus a roof over your head.

The house is from 1926 and runs 926 square feet across two bedrooms and one bath. Small, but proportional to what it is. The layout moves between living, dining, and kitchen without walls breaking it up, which in a house this size is probably the right call. Tight spaces with too many walls feel like a maze. This one flows.

Two covered porches, front and rear. That doubles your usable outdoor space in a real way. A front porch and a back porch on a nearly third of an acre lot in western Maryland means you have somewhere to sit in the morning and somewhere to sit in the evening, and they are both covered, so rain does not cancel either one.

The metal roof is already there. That matters because replacing a roof on a house like this is a significant cost, and you are not walking into that bill. Natural gas heat, public water, public sewer. The mechanical basics are in order.

No HOA. On 0.28 acres, that gives you room to do what you want with the property without asking permission.

The agent description is thin on interior details beyond the open layout, so there is not much to say about finishes or condition from the listing alone. What the data gives you is a small, old house with good bones in the literal sense of the word: a century-old structure, a solid roof, covered outdoor space on both ends, and a location that would cost considerably more to access in most markets. At $125,000, the math is not complicated.