1958 Wyanet House on 0.87 Acres, Creek Next Door, 3-Car Garage — $122,000

The lot is what you notice first. Almost an acre outside city limits, with West Bureau Creek running along the property line. You have actual space here, multiple decks, perennial gardens that somebody spent real time planting, and a willow tree that has clearly been there a while. The outdoor setup is already doing a lot.

The garage is a serious one. Three cars, newer metal roof. Whether that's for vehicles, tools, a workshop, or just storage, it's a useful building that's in good shape.

The house itself is 936 square feet, built in 1958, and being sold as-is. It needs work. The agent copy says so, and you should factor that into your thinking before you walk in. Two bedrooms right now, but the primary bedroom was originally two separate rooms, so converting back to a three-bedroom layout is a straightforward job, nothing structural.

Inside, you get a living room, dining room, and a family room. For 936 square feet, that's a fair amount of distinct spaces, even if none of them are large. The floor plan is a little stretched across those three areas, which some people will like and others will find awkward depending on how they live.

Being outside city limits means lower property taxes. That's a real number, not a vague benefit. And the listing is specific that you still get gas pipeline service and cable TV and internet, which matters if you've looked at rural properties where those things drop off.

Flood insurance runs about $800 a year given the creek proximity. That's a known cost and a manageable one, but it's a cost.

At $122,000 for nearly an acre, a solid garage, creek frontage, and a house with a flexible floor plan, the math is pretty clear. The property is asking you to look past the work it needs and see what's actually there. That's a fair ask, depending on what you're willing to take on.